The Problem
Ag lending teams face data challenges at every stage of the loan lifecycle:
- Underwriting farmland loans requires assembling data from 5+ disconnected sources
- No centralized view of crop insurance loss history by county or borrower area
- Entity ownership structures are opaque — hard to assess concentration risk
- Monitoring collateral values across a multi-county portfolio is manual and reactive
What You Can Do
Underwrite with LTV Benchmarks
Access county-level land value benchmarks derived from recent deed transactions. Cross-reference with county-average CSR2 to assess collateral productivity and appropriate LTV ratios.
Monitor Crop Insurance Loss Patterns
Review USDA RMA indemnity data by county and crop. Identify areas with elevated loss ratios that may impact borrower repayment capacity.
Flag Entity Ownership Concentration
Detect when institutional entities or related parties are acquiring significant acreage in a borrower's area — a potential risk signal for local land market dynamics.
Portfolio Risk Monitoring
Set up alerts for deed activity and distress signals in counties where your borrowers operate. Track market trends that could affect collateral values.
Recommended Plan
The Lender plan provides all-99-county access and risk data.
- All 99 Iowa counties included
- LTV benchmarks from deed transaction data
- Crop insurance loss data (USDA RMA)
- Entity ownership flags
- Deed transaction comps with CSR2 overlay where available
- Cash rent benchmarks
- Email alerts and API access (5K req/mo)
- 10,000 row export per month
- Priority support
Need institutional tracking or webhooks? Compare all plans